• 15 people reveal why they don't have credit cards - and don't want them

    4 monthes ago - By Business Insider

    Credit cards can be an incredibly useful tool to build your credit and prove creditworthiness to potential lenders. They can also be dangerous when used irresponsibly.
    They're often advertised to young people and college students , which is sometimes seen as an attempt to trap them in a cycle of debt and interest. But there are also real and quantifiable benefits to credit cards, including massive sign up bonuses for qualified applicants.
    Some people aren't able to handle the "free money" feeling that credit cards give and end up overspending. When they aren't able to pay back what they've...
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