• Why Credit History Matters and How to Help Grow It

    8 days ago - By Mint

    If your credit history isn't long enough, lenders may view it as “insufficient” and you may have trouble qualifying for a credit card or other loan. And that's where the challenge begins. Lenders don't want to give you credit when you don't have a credit history, but it's hard to build a credit history when you can't get credit.
    The best way to establish a good credit history is slowly, over time. Make payments on time. Pay off balances as you go, or at least keep them reasonably low. As the years go by, all your responsible behavior can help you build a good credit history.
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