• I bought a condo with a subprime loan in 2004, but refinancing my mortgage means I now have cheap, stable housing in the Bay Area

    1 month ago - By Business Insider

    My wife and I didn't have much money when we started looking for a house to buy in the San Francisco Bay Area. Owning our own home seemed like an impossible dream, but first-time homebuyer's assistance helped us make it happen.
    We purchased our house with a subprime mortgage that would have crushed us if we'd had to keep paying it long term, but we were able to refinance for a fixed-rate loan right before our original loan was set to change rates.
    Buying property when you don't have a large down payment is a bet that your income will go up enough to make the mortgage affordable over time...
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  • Red Bay Coffee Brings Much Needed Diversity To The Bay Area

    Red Bay Coffee Brings Much Needed Diversity To The Bay Area

    1 month ago - By Forbes

    Keba Konte of Oakland's Red Bay Coffee didn't set out to start a roastery, but the industry is better for it.
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