• Term vs. permanent life insurance: Which is right for you?

    6 days ago - By Cinfin

    Term and permanent life insurance each has its place. You might need a combination to meet your goals.
    The biggest question to answer when purchasing life insurance is whether you need a term or permanent policy. Each type has advantages and limitations. To make the right decision, you should know and understand your options.
    Here are a few questions to consider:
    How will the money from this policy be used?
    Do my life insurance needs span my entire life or a specific period of time?
    Do I want to accumulate cash value or just have death benefit coverage?
    How much life insurance do I really...
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