- Jun 19, 2018
LIGHTNING, POWER SURGE? EBC CAN PROTECT YOUR PROPERTY
Power surge caused by an indirect lightning strike may not be covered by a standard policy. That's where equipment breakdown coverage...
Insurance, Insurances, Companies, Property, Company, World, Business, Computer, Business Insurance, agent, air conditioning, breakdown, building, business, computer, cover, coverage, device, devices, electrical, electricity, equipment, independent, insurance, lightning, manufacturing, power, property, protect, refrigeration, surge
- Jun 12, 2018
PREVENT FALLS: HELP SENIORS LIVE HEALTHIER LIVES
Keeping older adults safe at home includes measures to prevent falls.
As Americans age, seniors are especially at risk of being injured...
Safety Tips, adult, adults, aged, agent, aging, bar, care, ear, elder, elderly, eye, fall, falls, foot, footwear, grab, hazard, health, hearing, hip, home, hospital, independent, injured, injury, insurance, mat, mature, medical, medicine, non-slip, older, outside, prevent, protect, railings, rails, rug, safe, safety, senior, shoe, shower, stairs, steps, toilet, trip, tub, vision, walker
- Jun 5, 2018
HEAT STRESS: DON'T UNDERESTIMATE THE DANGER
Click for larger image.
Heat is a leading weather-related killer, according to the National Weather Service , and those who work or...
Service, Services, Business, Construction, Job, Jobs, Safety Tips, administration, agent, air conditioning, app, burn, business, children, clothing, cold, cool, elderly, exhaustion, fluid, health, heat, hot, humidity, illness, independent, index, indoor, infants, insurance, occupational, OSHA, outdoor, outdoors, personal, play, precautions, public, rest, safety, schedule, shade, slowdown, sports, strenuous, stress, stroke, symptoms, water, work
- May 29, 2018
OUTDOOR GATHERINGS: MAKING MEMORIES, NOT REGRETS
Review your liability coverage before your outdoor event.
Block parties, wedding receptions, graduation celebrations, family reunions:...
Companies, Insurance, Property, Company, Insurances, Personal Insurance, adults, agent, alcohol, celebration, children, damage, food, gathering, guest, homeowner, homeowner's, host, hurt, independent, injured, injury, insurance, liability, liable, liquor, location, outdoor, party, play, play equipment, playground, policy, pool, prevent, property, protect, reception, rent, rental, rented, tent, venue
- May 22, 2018
REMEMBERING WWII: STAYING TRUE TO A PLEDGE
Father Joe Beckman, the second oldest priest in the Archdiocese of Cincinnati, remembers the sacrifices of his World War II comrades....
Sports, World, Sport, Places, Land, Lifestyle, agent, air, Air Force, Army, Athenaeum, aviation, aviator, B-24, battle, bombardment, bomber, cards, cousin, crew, crewmates, fire, force, grandfather, ground, heavy, II, independent, insurance, Liberator, memorial, Memorial Day, memories, memory, Miami, military, mission, navigator, Ohio, petroleum, priest, priesthood, remember, remembering, remembers, service, university, War, world, WWII
- May 15, 2018
ARTWORK ON WHEELS: INSURING YOUR COLLECTOR AUTO
The things you love are always worth protecting; make sure your insurance is up to the task.
You're an automotive enthusiast, a connoisseur...
Property, Insurances, Insurance, Valuable Articles, acquisitions, agent, agreed, antique, auto, automobile, car, claim, collect, collection, collector, cover, coverage, display, drive, exhibit, exotic, fine art, function, garage, glass, independent, insurance, liability, limited, modern, muscle, parts, personal articles, policy, production, property, protect, protection, roadside, schedule, scheduling, spare, supercar, value, vehicle, vintage
- May 9, 2018
PRESERVE RECORDS TO PROTECT WINE VALUES
Keep records of your wine inventory up to date.
Once your wine collection is properly stored, perhaps in a well-constructed custom...
Wine, Construction, Insurance, Insurances, Market, Marketing, Lifestyle, accurate, agent, app, apps, bottle, computer, document, documentation, documents, independent, insurance, insure, inventory, maintain, market, online, photo, prevent, protect, provenance, purchase, receipt, receipts, record-keeping, records, sale, sell, software, vendor, wine
- May 1, 2018
CONTRACTORS: FOCUS ON SAFETY TO ATTRACT TALENT
Toolbox talks and regular refreshers help reinforce safety training.
One of the most urgent issues facing construction contractors...
Jobs, Construction, Industries, Job, Industry, Contractor, administration, agent, construction, contractor, contractors, economic, employee, employees, hazard, health, independent, injuries, injury, insurance, job, labor, occupation, occupational, orientation, prevent, program, protect, safe, safety, shortage, skills, talent, trade, trades, worker, workers, workplace, worksite
- Apr 24, 2018
HAIL GUARD: PROTECTING YOUR BUSINESS EQUIPMENT
Rooftop equipment is vulnerable to damage from hail.
Most areas of the country experience hailstorms that can cause significant damage...
Business, Loss Control, agent, air, business, coil, condenser, conditioning, control, cooling, customers, damage, equipment, guard, hail, hailstorm, heating, HVAC, independent, insurance, loss, money, pellet, prevent, protect, roof, rooftop, time, unit, valuable, vent, ventilation
- Apr 17, 2018
PERSONAL PROPERTY MAY NEED ADDITIONAL PROTECTION
Collectors may need additional coverage for art and other valuable items.
Homeowner insurance isn't just for the structure of your...
Property, Insurance, House, Housing, Insurances, Valuable Articles, agent, agree, articles, blanket, breakage, cameras, claim, claims, coins, collection, collector, cover, coverage, deductible, disappearance, earthquake, fine art, fire, floater, flood, furs, guns, homeowner, house, independent, insurance, insure, insured, jewelry, location, loss, losses, maximum, musical, mysterious, new, personal, policy, possession, possessions, property, protect, rare books, silverware, sports, stamps, terrorism, theft, transit, valuables, value, wine
- Apr 10, 2018
SMARTPHONES: THE DISTRACTION IS KILLING US
Phones are a dangerous distraction, and that's just part of the story. GPS, radio knobs - anything that lures your eyes off the road...
United States, Electronics, Distracted Driving, accident, accidents, agent, bicyclist, car, cell, cognitive, collide, collision, crash, crashes, daydreaming, device, distract, distracted, distracting, distraction, drinking, drive, driver, driving, eating, electronic, fatal, fatality, grooming, hands, independent, injure, injured, injury, insurance, killed, manual, motor, motorist, pedestrian, phone, reading, safe, safety, smartphone, text, texting, truck, van, vehicle, video, visual
- Apr 3, 2018
IF A TREE FALLS, WHO'S RESPONSIBLE?
Storms are just one cause of downed trees that damage property.
Fallen trees and branches are a significant cause of damage and power...
Property, Consumer Tips, agent, arborist, branch, branches, conditions, cover, coverage, damage, disease, fall, homeowner, house, independent, inspect, insurance, language, lightning, nature, negligence, negligent, policy, property, responsibility, responsible, storm, terms, tree, trees, trim, wind
- Mar 27, 2018
DEADLINE UPDATE: COMMERCIAL FLEETS MUST REPLACE PAPER LOGBOOKS
Electronic logging devices capture hours of driver service, downtime and other data.
The Federal Motor Carrier Safety Administration...
Service, Services, Business, Data, Electronics, Places, Loss Control, accountability, agent, capture, carrier, citation, citations, commercial, compliance, data, device, devices, dispatch, ELD, electronic, enforce, enforced, enforcement, federal, fleet, FMCSA, independent, insurance, log, logging, logs, mandate, motor, out of service, paper, paperwork, penalty, regulation, review, rule, safe, safety, smartphone, tablet, truck, vehicle
- Mar 21, 2018
SPRING CHECKLIST: HOW DID YOUR HOME HOLD UP?
Cleaning out gutters should be on your spring to-do list.
As the calendar turns to spring, it's time to assess how your property weathered...
Property, Personal Insurance, agent, air conditioning, alarm, batteries, carbon, caulking, cooling, driveways, dryer, equipment, exterior, faucet, fixup, gutters, heating, home, independent, insurance, lighting, maintenance, monoxide, outdoor, paint, pipes, play, prevent, protect, pump, railings, repair, replace, roof, safe, safety, service, sidewalks, siding, smoke, spring, sump, vent, windows
- Mar 13, 2018
CALL BEFORE YOU DIG - 811 NATIONWIDE
Know the dangers before you dig.
What's on your project list? Are you planting a tree, installing a fence or building a new deck? Perhaps...
Service, Building, Right, Rights, Rent, Services, Safety Tips, agent, barrier, CATV, claim, communications, danger, dig, digger, digging, digs, drainage, electric, electricity, excavate, excavation, fiber optic, gas, hazard, incident, independent, insurance, invisible, neighbor, non-visible, pet, petroleum, pipe, post-hole, power, prevent, protect, sewer, television, TV, underground, utilities, utility, water
- Mar 6, 2018
PROTECT WORKERS: PREVENT TRENCH HAZARDS
The Trench Safety Stand Down raises awareness to those working in trenching and excavation.
In response to an uptick in trench-related...
Construction, Contractor, agent, construction, contractor, control, deep, depth, engineer, equipment, excavate, excavation, forklift, independent, insurance, lift, lifted, load, loader, loss, Occupational Safety and Health Administration, OSHA, prevent, protect, protection, protective, safe, safety, shielding, shoring, slope, sloping, trench
- Feb 27, 2018
SAFEGUARDING YOUR FITNESS CLUB'S GOOD REPUTATION
The February edition of ClubSolutions Magazine , a publication for health club operators, features an article by Jayson Scott, national...
Sports, Sport, Companies, Insurance, Company, Insurances, Fitness & Recreation, abuse, agent, assault, awareness, claim, club, cover, coverage, fitness, independent, insurance, insure, misconduct, molest, molestation, operations, policy, preserve, prevent, prevention, protect, recreation, sexual, sports, staff, training, update
- Feb 20, 2018
PROTECT YOUR PRIVACY ON THE ‘INTERNET OF THINGS'
The future may hold many surprises, with devices of all kinds connected to the internet.
A man stops at the grocery store after work...
Future, Buy, Ads, Media, Internet, Medias, Futures, Lifestyle, agent, city, concerns, connect, connected, connection, cyber, data, home, independent, information, insurance, internet, online, password, prevent, privacy, protect, secure, security, self, smart speaker, update, virus, wearable, wifi
- Feb 13, 2018
KEEPING IT CHILL - THE LOWDOWN ON HOME WINE CELLARS
An experienced contractor can help you achieve proper conditions for a home wine cellar.
In a previous article, I discussed the importance...
Location, Housing, Wine, House, Building, Construction, Lifestyle, agent, air, backup, barrier, battery, bottle, build, builder, cellar, condensation, condense, consistent, construction, contractor, control, cool, damage, design, electricity, generator, home, humidity, independent, initial, insurance, label, mold, prevent, protect, refrigeration, retrofit, retrofitted, storage, sunlight, temperature, vapor, vibration, wine
- Feb 7, 2018
REMODELING, RENOVATION CAN AFFECT HOME'S VALUE
Remember to mention home upgrades to your insurance agent.
Remodeling and renovation projects can add significantly to the value of...
Taxes, Tax, Insurances, Insurance, Construction, Market, Marketing, Personal Insurance, addition, agent, build, built-in, claim, construct, construction, cost, cover, coverage, deck, decking, design, endorsement, feature, finish, finishing, independent, insurance, limit, loss, materials, original, policy, project, quality, rebuild, reconstruct, reconstruction, remodel, remodeling, renovate, renovation, replace, roof, upgrade, value, wall, window